★ The VA Claims Hub
VA disability claims, finally explained
How the process actually works. What you can claim. What you're entitled to. Free, ad-free, no upsell — built for veterans by people who got tired of the gatekeeping.
Interactive tools
The stuff a Word doc can't do. All free, all run in your browser — nothing leaves your device.
Combined Rating Calculator
Add your conditions, see your real combined rating and monthly compensation. Whole-person math shown step-by-step. Bilateral factor and SMC-K included.
🧭"What can I claim?" Wizard
Body-system prompts walk you through symptoms and surface conditions worth investigating, with diagnostic codes and presumption flags.
🎖️Conditions by Your MOS / Job
Pick your branch and military job. Get the conditions most commonly claimed by veterans in that role — based on documented occupational exposures.
🌍PACT Act / Presumption Checker
Pick the places and eras you served. Get every presumption you may qualify for and every condition automatically service-connected — no nexus letter required.
📋Filing Playbook
Pick your situation — active duty, recently separated, years out, denied — and get a step-by-step roadmap with checkboxes that save your progress.
✍️Letter Generators
Fill-in-the-blank generators for nexus letters (direct / secondary / aggravation) and the Statement in Support of Claim (Form 21-4138).
Or jump straight in
The Full Guide
Everything from "what is VA disability?" through TDIU, SMC, and appeals — organized into 13 parts you can browse like a textbook.
🩺Conditions Reference
A-Z reference: PTSD, tinnitus, sleep apnea, back, knees, ED, migraines, and more. Diagnostic codes, rating criteria, and common secondaries.
⚖️Appeals (AMA System)
VA denied you or under-rated you? Learn the three appeal lanes — Supplemental Claim, Higher-Level Review, Board Appeal — and when to use each.
📄Every VA Form You Need
Direct downloads of the seven core forms — Intent to File, 21-526EZ, 21-4138, 21-10210, Supplemental Claim, HLR, Board Appeal — with what each is for.
If you read nothing else
The four moves that matter most:
- File an Intent to File (Form 21-0966) the day you decide you might claim something. It costs nothing and locks in your effective date for 12 months — potentially worth tens of thousands in back pay. → How it works
- Understand the three pathways to service connection — Direct, Presumptive, and Secondary — and which one applies to each of your conditions. Most veterans only know about the first. → Read more
- For every condition you already have service-connected, list every other medical issue you have. Ask: "Could this be caused or aggravated by it, or by the meds I take for it?" Every "maybe" is a potential secondary claim. → The full secondary playbook
- If you served in qualifying Gulf War or post-9/11 locations, you are PACT Act eligible. Over 300 conditions are now presumptively service-connected with no nexus letter required. → PACT Act overview
Ready to start?
The 5-question quick start will route you to exactly what you need based on where you are.
Take me to the Quick Start →